I don’t watch scary movies. Real life is scary enough.

I went food shopping today. Well it was more like candy shopping. I admittedly have a big sweet too. I keep a “snack draw” where I stash my stash of treats in a very organized and adult fashion. There seems to be an abnormal amount of Halloween leftovers this year. From candy bars to household decorations,  the lonely aisle still remains. Even onDemand movies are being discounted to stock up on Christmas stories. A genre I once loved – I now couldn’t fathom considering one of those movies as entertainment. I realized,  I don’t watch scary movies because real life is scary enough. Here are just a few of the terrors present in my life (and yours) on a daily basis:

Decision 2010

What’s happened to our politics? Has everyone gone and drank the juice? I’ve never witnessed something so vile as the political ads and professional jabs taken at each other by this years selection of politicians looking to replace and/or stay in office. The times, they are a changin’. But what remained the same was the political promises and campaigns of yesteryear’s. I can’t understand how we in one breath we uphold our representatives with such esteem but find nothing wrong with the words they used to get in office. Miss New Money for President!

Economic Recovery?

Can we all agree to stop talking about this? It’s fear that’s keeping us down now. If we haven’t done so yet, we all need to work on our own internal banking institutions. Build your personal bank by sticking to the basics ( read more, here, here and here) and let’s face it, by not trusting everything you hear. If you are set on a solid foundation, it doesn’t matter what happens on Wall Street.

Growing career pains

My latest professional move (well I’ve been stagnant at this place for a year now) has lead me right down the self help/spiritual guides aisle in Borders. Happiness, is not something that’s experienced often here, let me tell you. But needless to say, it’s opening my eyes to a number of life realities I may not have ever known — or would have known, just much later. And for that, I am grateful – still frightened- but grateful.

Other frightening things:

"Aaaahhhhhhh!!"

  • Uggs…
  • Sub degree weather AKA Global Cooling…
  • Mexican Drug Cartel…
  • Divorce…
  • Little Wayne’s Release from Jail…
  • Harem Pants…
  • Being kidnapped…
  • Personal Failure…
  • New Year’s Resolutions…
  • Mama’s Boys…
  • Spiral Staircases…
  • Constant Nightmare: My roof is collapsing while I’m asleep from an obscene amount of rain water collected…Oh! And I won’t have the money to fix it…
  • Constant Thoughts: I won’t become rich and successful…

It’s real out there. That’s why I watch Saturday Morning Cartoons (K-U-Z-C-O!) and listen to Justin Bieber. (Baby, baby, baby, Oooohhhh!!!)

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Did you miss me?

Hola!!!! So Miss New Money has returned to fill the empty void in all my finanshinoistas hearts! I apologize for not informing you earlier but I took a much needed vacation to the land of Mexico!! And fell completely off track. But much has happened in my absence. From a failing economy to new inspiration delivered from our President-Elect.

Though my schedule has been hectic, it does not excuse my sebaticle from writing and bringing new thoughts and knowledge to my readers. I do myself an injustice by neglecting the things that are important to me and putting in my all for others.

With that said, you can look forward to a NEW Miss New Money, with NEW content and NEW pages. Stay blessed and stay financially fashionable. ‘Cause broke is SO NOT MONEY!!!

A little more NaCl than usual

Sorry for the absence without leave. But a lot has changed since then. Well for starters, I am officially one year older from when I wrote the last post. Flatteringly enough, a guest speaker mistook me for one of my students on a field trip the other day. They are all in the 11th and 12th grades. So hopefully I can maintain the benefits of having found the fountain of youth and always remain six years younger. My beau also aged a year, but four days after I. What can I say! I have a thing for younger men!

I also went into the ocean for the very first time. We went to the beach (my beau and I) with friends to celebrate our birthdays. Now I never went in the ocean before because I was extremely fearful of all the little ocean creatures touching me, and grabbing me and possibly stinging me. So I respected their space and stayed on the sand. This time to the beach was different. I was brought in (against my will) and eased into the ocean. The sand was rocky hard and water was extremely salty. I wasn’t the only one who noticed there was a little more NaCl than usual.

I got another job! This time I am working at my school library. A laid back opportunity that will allow me to study and get some work done while bringing in extra cash. I decided that all the money I make from this job is going to go towards my credit cards. I’ve got that total balance down to $1400. I could make due without another job. But I wanted to bring in more money to speed up the process of paying down debt and increasing assets. While there the other day, I realized also that by working at two jobs and class at night, I’ve really gained a deeper appreciation of the ethics behind “working hard”. Now this may sound weird, but hear me out. I’ve never really had to work hard at anything. Part of it comes from me just being fabulous and good (or mediocre) at all that I did. However, the other part (and I think this is the biggest part) was that when things got hard, that was my cue to quit or walk away. Convince myself that I did not want what I had been working towards. And in the end, I’ve been cheating myself out of great opportunities. No regrets though. I can only move forward.

And in sadder news. I had to come to the realization that my investment club was floundering. Participation rates were dwindling, with the relocations of many, new jobs etc. and the club was getting the attention form each partner as it deserved. It will rise again, just with a different and more dedicated following. It definitely was a learning lesson and at this point that is all I can ask for.

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